The Digital Threats You Can’t Afford to Ignore
The Digital Threats You Can’t Afford to Ignore — And How to Stay Ahead
Cybercrime isn’t slowing down — it’s getting smarter. The good news? So can we.
By Frank Costa, President, Nexgen Protection Services
Here’s what everyone should know right now:
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The #1 Venmo Scam
Fraudsters are exploiting “accidental payment” schemes — sending money, claiming it was a mistake, then asking you to return it before the original transfer is reversed. Never send money back without confirming directly inside the app and contacting support. -
The Biggest Mistake Almost Everyone Makes Online
Reusing passwords. One breach = access to multiple accounts. Use a password manager and enable multi-factor authentication (MFA) everywhere possible. -
If Your Phone Is Lost or Stolen – Act immediately:
1️Lock the device remotely
2️Change critical passwords (email first)
3️Contact your carrier
4️Monitor financial accounts
Your phone is a digital master key — treat it that way. -
How to Freeze Your Credit (And Why You Should)
A credit freeze prevents new accounts from being opened in your name. It’s free and can be temporarily lifted when needed. This is one of the strongest identity theft prevention steps available. -
The Fastest Way to Spot Scams
Look for urgency + emotion.
“Act now.” “Your account will be closed.” “You’re in trouble.”
Scammers rely on panic. Pause. Verify independently. Never click links from unsolicited messages.
